Special Events Insurance

If you are planning a special event in the near future, you should talk with your agent about how special event insurance may help provide essential protection. Contact Crookston United Insurance in Crookston, Minnesota, today to learn more about this unique coverage and to get a quote.  

Why Do I Need Special Event Insurance?  

While your homeowners liability policy helps pay for your legal liability if someone is injured on your property, it may not provide the coverage you need for a special event. With this coverage, you can receive assistance paying for common occurrences that you may otherwise have to cover out-of-pocket.  

Special event insurance may help pay for accidental damage to vendors’ equipment and possessions such as photography equipment or catering supplies. It could help provide coverage for accidents resulting from alcoholic beverages you serve to adults at your gathering. Special event insurance may also help pay medical bills resulting from a guest becoming ill after consuming food you serve.  

How Special Event Insurance Works 

Your agent may recommend that you purchase special event coverage, depending on the location and size of your gathering. This coverage helps pay for unexpected situations and events that could happen while hosting a large event.  

If your event will take place at a venue that is not your home, special event insurance can help cover unexpected events not covered by your homeowners insurance policy.  

Special event insurance is available for single- or multi-day private events and those that are open to the public.  

Liquor Liability Insurance 

If you plan to serve alcohol to the adults attending your gathering, liquor liability insurance can help provide additional financial protection. Special event insurance policies may not cover alcohol-related incidents and accidents. Talk with your agent about whether a liquor liability policy may be suitable for your event.  

Get Insurance for Your Special Event 

Your agent may offer several special event insurance policy options. Contact Crookston United Insurance today to learn more about getting the right insurance coverage for your upcoming special event.