Renters Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Renters Insurance Information
Renters insurance coverage is beneficial for numerous reasons, as it protects what happens inside your unit and your belongings. Your landlord may have insurance to protect their properties, but their policy doesn’t typically cover what happens inside your unit or your belongings. A renters insurance policy can provide needed financial protection.
Crookston United Insurance Agency can help you with insurance coverage if you rent an apartment, house, condo or even a dorm room and give you peace of mind.
What Is Renters Insurance?
Renters insurance is a package policy that usually includes liability and personal property damage coverage. The liability portion helps protect against claims of third-party bodily injury or property damage that you may cause. It might also help pay for medical bills if someone has an injury inside your rental. The property damage portion covers your belongings and personal belongings if they’re damaged or stolen due to a covered event.
What Does Renters Insurance Cover?
In addition to the liability and property damage coverages outlined above, some renters insurance policies may also pay your temporary living costs if you must move because of a fire or other covered incident. Your renters insurance may also cover hotel bills, temporary rentals, restaurant meals and other living expenses—up to your policy limit.
How Much Rental Coverage Do I Need?
Because there’s no standard coverage, you want to choose a suitable amount that will appropriately protect your belongings and give you acceptable liability coverage. Renters insurance is reasonably priced, and your policy premium will depend on the value of your belongings and what you want to insure.
Landlords often require their renters to have insurance for signing a lease. We can help you with the insurance coverage you may need—and help to ensure it meets your landlord’s requirements.
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