Hail Insurance in Crookston and Argyle, MN
Hail Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Hail Insurance Information
Hail storms can be sudden and destructive. They can severely damage your home and other property and can create the need for expensive repairs. Having insurance that provides adequate coverage for hail destruction can help offset these losses.
The experienced professionals at Crookston United Insurance can work with you to secure the coverage you need to help protect against this threat. Contact us today to learn more.
What Is Hail Damage Insurance?
Insurance for hail damage typically isn’t a separate policy. Rather, it may be part of other insurance policies such as homeowners insurance or auto insurance.
Homeowners Insurance Hail Damage Coverage
Most homeowners insurance policies include dwelling coverage which may provide repair or replacement costs if hail damages your home (e.g., your roof and gutters) or attached structures (e.g., garages). Coverage for detached structures may also be available.
If you file a claim due to hail damage, a deductible will typically apply. You may also be able to enhance your homeowners insurance for additional financial protection. For example, you can generally add roof replacement cost coverage which pays to replace your roof with materials of a similar kind and quality up to the policy’s limit. This differs from the actual cash value (ACV) coverage which factors in depreciation when determining the payment amount. An endorsement to help cover the costs of matching replacement siding with the undamaged, existing siding may also be available.
Speak with you agent about available options, exclusions and limits. We can help ensure you are securing the coverage you need.
Auto Insurance and Hail Damage Coverage
If hail damages your car, comprehensive auto coverage may provide repair or replacement costs as it generally covers losses due to events other than collisions. Comprehensive coverage may be added onto an auto policy, and as with homeowners insurance, a deductible may apply. Make sure to work with an agent to discuss specific terms and to determine if this type of insurance is right for you.
Contact Us Today
The knowledgeable team at Crookston United Insurance can help you find the insurance solutions that fit your situation. We are a locally owned and operated independent agency in Crookston, Minnesota, and we can work with you through every step of the insurance process. Contact us today to get started.