Crop Insurance in Crookston and Argyle, MN
Crop Insurance Quote Forms
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Crop Insurance Information
Crop insurance provides protection against losses due to weather and other perils. While crop insurance was originally only available for major crops—corn, cotton and wheat—it now offers unique coverage on 130 different crops and commodities, including most fruits and vegetables. In addition, some crops can be insurable under numerous plans.
Today’s farmers must turn out more products and achieve higher yields than ever before to stay in business. As a result, there are several reasons to invest in crop insurance or re-evaluate your current coverage. Contact Crookston United Insurance to learn more about your insurance options.
Can a Crop Be Insured?
Crops can be insured, depending on the crop. The coverage protects your investment against unexpected losses. Talk to your agent to learn more about insurable crops and your policy options.
What is Crop Insurance?
Crop insurance is a policy available to farmers and ranchers that can help protect crop yields and revenue if they were to decline. Crop insurance has two categories of coverage: multiple-peril crop insurance (MPCI) and crop/hail insurance. MPCI covers a broad range of incidents and must be purchased before planting begins. Crop/hail insurance covers a finite list of perils but can be purchased at any point during the growing season. Contact an agent to determine which coverage is right for you.
Should I Buy Crop Insurance?
Whether or not you should obtain crop insurance will be dependent on the needs of your yield. Crop insurance can help protect against losses. This coverage can help protect your farm’s bottom line in the event of a disaster or other covered loss. If you’re unsure of whether or not you need insurance, contact your agent for further discussion.
Why Do I Need Crop Insurance?
Crop insurance protects policyholders from losses due to unavoidable situations or things beyond their control, such as drought, freeze and disease. The reality is that a single bad growing season can put farmers out of business for good. Price decreases are generally also covered, so you’ll be covered if the price you receive for your crop goes down between planting and harvesting.
By investing in crop insurance, farmers can capitalize on other opportunities:
Engage in long-term business planning due to stable cash flow
Invest in the company’s future more easily since lenders know you can repay loans
Access new technology and innovation, which can lead to even higher crop yields
Think of crop insurance as an investment and assurance you will stay in business after a bad, uncontrollable loss. Ultimately, we want to partner with you to help your business thrive for generations to come.
Who Is Eligible for Crop Insurance?
The eligibility requirements for who is able to purchase crop insurance as well as which crops are insurable may vary. For more detailed information on the eligibility requirements, contact your agent for more detailed information.
How Do I Get Crop Insurance?
With all the money you invest into your farm fields—rent, seeds, fertilizer, labor and production costs—crop insurance gives you peace of mind knowing an unavoidable peril won’t bankrupt you.
Crop insurance policies often vary by crop, state and sometimes even county. Crookston United Insurance can work with you to make sure your policy fits your unique farming needs in Crookston, MN. Call us at 218-281-3614 today or request an online quote.