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Crookston United Insurance Blog

View the latest blog posts from Crookston United Insurance.

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Friday, May 13, 2022

Does My Health Insurance Cover Prescription Drugs?

Having a health insurance policy that covers doctor and hospital visits is crucial for staying in good health, but prescription drug coverage is another important consideration. Do you know if your new health insurance policy covers your prescription drugs, and at what cost to you?  READ MORE >>

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Wednesday, April 13, 2022

How Does Crop Insurance Work?

Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches.  At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include:  READ MORE >>

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Wednesday, March 16, 2022

Who Needs Professional Liability Insurance?

You’ve started your business and now you’re ready to protect it with insurance. But how do you know which insurance policy fits your business the best?   Professional liability insurance is also known as errors and omissions liability insurance. READ MORE >>

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Friday, February 18, 2022

Property Damage Liability Insurance in Business Coverage

There’s a chance that you might cause harm to someone else while trying to provide your business services. Sometimes, the problem you cause involves property damage. Because the damage might be your fault, you therefore might have to repay that other party for their losses. READ MORE >>

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Tuesday, January 18, 2022

Do Individuals Need Commercial Auto Insurance?

Many times, commercial auto insurance is discussed in terms of businesses. Several businesses offer commercial auto insurance for vehicles used or owned by work purposes. Large business owners aren’t the only ones who may need commercial auto insurance, however. READ MORE >>

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Tuesday, December 28, 2021

Business Liability and Your BOP Policy: Ways to Stay Protected

Owning, operating and maintaining a small business is tough. Fortunately, you have a lot of resources available. If you’ve worked hard, have invested properly and are ready for a higher degree of protection, consider picking up a business owner’s policy—or, as it’s commonly called, a BOP. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Monday, November 22, 2021

6 Tips To Lower Your Home Ownership Costs

Many people say that buying a home is cheaper than renting. In the short term, it may be. But people forget extra costs of home ownership like maintenance, property taxes, and home insurance. To help reduce the ongoing costs of owing your home, choose a few of these tips to implement:  READ MORE >>

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